srijeda, 31. srpnja 2019.

Reestructuración de deuda

Refinanciacion
 

Refinanciación de endeudamiento.

¿Qué es? Simplificándolo, se trata de convertir deuda a corto plazo en deuda a largo, para reducir las cuotas de amortización.

A nosotros llegan a menudo empresa que lo buscan porque en meses "flojos" les cuesta hacer frente a todos sus compromisos de pago.

¿Cuál es el problema?

Que los bancos aborrecen todo lo que sea refinanciar porque no quieren asumir riesgo de otras entidades y porque el Banco de España les hace provisionar el 25% del importe.

Si quieres saber cómo lo solucionamos nosotros, sigue leyendo...

--

Uno de nuestros clientes, una empresa industrial valenciana que tenía tensiones de tesorería puntuales que hacían peligrar su estabilidad, nos pidió que le ayudásemos a refinanciar sus préstamos a corto.

Era una refinanciación que ni su banco ni ningún otro le quería dar.

¿Qué hicimos?

Montamos la operación como una necesidad puntual (no recurrente) de tesorería que nada tenía que ver con la refinanciación de otros préstamos y centrándonos solo en la operativa de la empresa, sus plazos de pago y de cobro.

Así conseguimos dos operaciones que juntas cubrieron los tres préstamos y a más largo plazo.

--

Si quieres que te ayudemos con un problema similar...

Déjanos tus datos y te llamamos

El equipo de Iberfinancia.

Signs of an Arrhythmia

Cardiac arrhythmias occur when your heart's electrical system is disrupted, resulting in extra or irregular, slow, or fast heartbeats. Here are the symptoms to look out for.
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Symptoms of Cardiac Arrhythmias
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Let's Check the Fluid In Your Joints

What is a synovial fluid analysis and what information can your doctor obtain from it?
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Coconut Cheesecake Is Like a Taste of the Tropics

Toasted coconut adds depth and texture to a beloved classic dessert.
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Toasted coconut adds depth and texture to a beloved classic dessert.
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